Policy Master Insurance Brokers Pvt. Ltd. (hereinafter referred to as Policy Master Insurance Brokers) operates the website https://www.policymaster.com to provide consumers choice and an easy way to buy Insurance products from multiple Insurance companies. Policy Master Insurance Brokers Pvt. Ltd. is not an insurance company. Policy Master Insurance Brokers Pvt. Ltd. is a licensed Insurance Broking Company holding a Broker license from the Indian Insurance Regulator – Insurance Regulatory and Development authority.
Policy Master Insurance Brokers Pvt. Ltd. does not warrant or guarantee the Timeliness, accuracy or completeness of the Website Information; or Quality of the results obtained from the use of the Website.
To the maximum extent permitted by law, Policy Master Insurance Brokers Pvt. Ltd. has no liability in relation to or arising out of the Website Information and Website recommendations. You are responsible for the final choice of your product and you should take time to read through all information supplied before proceeding. If you are in any doubt regarding a product or its terms you should seek further advice from Policy Master Insurance Brokers Pvt. Ltd. or the relevant participating provider before choosing your product.
Please note that Policy Master Insurance Brokers Pvt. Ltd. is only collecting or assisting in collecting the premium deposit on behalf of the insurer you have chosen to buy the policy. The acceptance of the deposit as premium and final issuance of the policy is subject to the underwriting norms and discretion of the Insurer whose policy you have chosen to buy on which Policy Master Insurance Brokers Pvt. Ltd. has no control. Policy Master Insurance Brokers Pvt. Ltd. will ensure that the amount is refunded by the insurer in case there is no ultimate issuance of policy.
We reserve the right to change this User Agreement from time to time without notice. You acknowledge and agree that it is your responsibility to review this User Agreement periodically to familiarize yourself with any modifications. Your continued use of this site after such modifications will constitute acknowledgment and agreement of the modified terms and conditions.
By visiting our website and accessing the information, resources, services, products, and tools we provide for you, either directly or indirectly (hereafter referred to as ‘Resources’), you agree to use these Resources only for the purposes intended as permitted by (a) the terms of this User Agreement, and (b) applicable laws, regulations and generally accepted online practices or guidelines.
Wherein, you understand that:
We have the right at our sole discretion to remove any content that, we feel in our judgment does not comply with this User Agreement, along with any content that we feel is otherwise offensive, harmful, objectionable, inaccurate, or violates any 3rd party copyrights or trademarks. We are not responsible for any delay or failure in removing such content. If you post content that we choose to remove, you hereby consent to such removal, and consent to waive any claim against us.
By using our website, you understand and agree that all Resources we provide are “as is” and “as available”. This means that we do not represent or warrant to you that:
Furthermore, you understand and agree that:
In conjunction with the Limitation of Warranties as explained above, you expressly understand and agree that any claim against us shall be limited to the amount you paid, if any, for use of products and/or services. Policy Master Insurance Brokers Pvt. Ltd. will not be liable for any direct, indirect, incidental, consequential or exemplary loss or damages which may be incurred by you as a result of using our Resources, or as a result of any changes, data loss or corruption, cancellation, loss of access, or downtime to the full extent that applicable limitation of liability laws apply.
All content and materials available on https://www.policymaster.com/, including but not limited to text, graphics, website name, code, images and logos are the intellectual property of Policy Master Insurance Brokers Pvt. Ltd., and are protected by applicable copyright and trademark law. Any inappropriate use, including but not limited to the reproduction, distribution, display or transmission of any content on this site is strictly prohibited, unless specifically authorized by Policy Master Insurance Brokers Pvt. Ltd.
You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website and Resources with or without notice and for any reason, including, without limitation, breach of this User Agreement. Any suspected illegal, fraudulent or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities. Upon suspension or termination, your right to use the Resources we provide will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information.
This website is controlled by Policy Master Insurance Brokers Pvt. Ltd. from our offices located in the state of New Delhi, India. It can be accessed by most countries around the world. As each country has laws that may differ from those of New Delhi, by accessing our website, you agree that the statutes and laws of New Delhi, will apply to all matters relating to the use of this website and the purchase of any products or services through this site.
Furthermore, any action to enforce this User Agreement shall be brought in the federal or state courts located in India, New Delhi You hereby agree to personal jurisdiction by such courts, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.
UNLESS OTHERWISE EXPRESSED, Policy Master Insurance Brokers Pvt. Ltd. EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
We would like to inform you that the Client shall be responsible for keeping his/her respective credentials (like username and Password) confidential and secure and shall be solely responsible for all policies purchased by any person whosoever through Policy Master Insurance Brokers Pvt. Ltd. portal using the Client’s Username and/or Password whether or not such person was authorized to do so.
God Forbid, in case a fraudulent activity occurred, the Client shall immediately inform Policy Master Insurance Brokers Pvt. Ltd. of any unauthorized use/ access of the Client’s Username or Password with full details of such unauthorized use including the date of such unauthorized use, the manner in which it was unauthorized used, the purchase of the policy effected pursuant to such unauthorized use, he notices discrepancies that might be attributable to unauthorized access, he forgets his password or he discovers a security flaw in etc. via writing us a mail on: email@example.com or connecting through us via our support line : 011-41221222 respectively.
The Client acknowledges that he is fully aware of and understands the risks associated with availing services from online platform through internet including the risk of misuse and unauthorized use of his Username and/or Password by a third party and the risk of a person hacking into the Client’s account on Policy Master Insurance Brokers Pvt. Ltd. and unauthorized routing orders on behalf of the Client through the System. We believe that our clients will be obedient and sincere towards the policies and norms and thus, will be genuinely accessing our portal without any haywire (i.e. sharing his/ her passwords/ username) and honestly go ahead while purchasing the desired policies that meets with their requirements respectively.
If you have any questions or comments about these our Terms of Service as outlined above, you can contact us at:
Policy Master Insurance Brokers Pvt. Ltd.
Registered with IRDA of India:
License Code No. DB 755/18
Certificate No. 681
Email Id: firstname.lastname@example.org
Contact/Helpline Number: 011-41221222
Insurance is the subject matter of the solicitation. Please read the documents carefully before purchasing any insurance policy.