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Beware of fraudsters. Policy Master Insurance Brokers Pvt. Ltd. does not charge any fee for association.

For any type of support/assistance kindly Call or WhatsApp on 8882922542. किसी भी प्रकार के सहायता के लिए कृपया 8882922542 पर कॉल या व्हाट्सएप करें।


Is This A BrandNew BIKE?

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Single Year Comprehensive

Items Included!

Accidents

Accidents are unfortunate. However, if it has taken place, we get you covered. At our vast network of cashless garages we ensure cashless repairs.

Fire & Explosion

If fire, explosion, lightening or self-ignition damage your two wheeler. Stay calm. We Can Handle This!

Theft

If your bike gets stolen it is nothing less than a nightmare. Quit the stress and leave it to us, as we cover total loss of your two wheeler due to theft.

Items Excluded!

Calamities

Both manmade and natural calamities leave a lasting impact, we cover you if your two wheeler gets damaged due to earthquake, landslide, floods, riots, terrorism etc.

Third Party Liability

In the event of an accident we cover legal liability for injury, death and/or property damage caused to a third party.

Personal Accident Cover

We consider customers as our top priority and hence offers a compulsory personal accident cover for 15 lakhs.

Standalone Motor Own Damage Cover

Items Included!

Accidents

Accidents are unfortunate. However, if it has taken place, we get you covered. At our vast network of cashless garages we ensure cashless repairs.

Fire & Explosion

If fire, explosion, lightening or self-ignition damage your two wheeler. Stay calm. We Can Handle This!

Theft

If your bike gets stolen it is nothing less than a nightmare. Quit the stress and leave it to us, as we cover total loss of your two wheeler due to theft.

Calamities

Natural calamities leave a lasting impact,we cover you if your two wheeler gets damaged due to earthquake,landslide,floods,Tsunami etc.

Items Excluded!

Depreciation

We do not cover depreciation in the value of the two wheeler.

Electrical & Mechanical Breakdown

Any electrical or mechanical breakdowns remain uncovered under our two wheeler insurance policy.

Illegal Driving

Your two wheeler insurance goes out of action if you do not possess a valid driving license. Driving under the influence of drugs/alcohol remains out of two-wheeler insurance coverage scope.

Long Term Comprehensive Insurance

Items Included!

Accidents

Accidents are unfortunate. However, if it has taken place, we get you covered. At our vast network of cashless garages we ensure cashless repairs.

Fire & Explosion

If fire, explosion, lightening or self-ignition damage your two wheeler. Stay calm. We Can Handle This!

Theft

If your bike gets stolen it is nothing less than a nightmare. Quit the stress and leave it to us, as we cover total loss of your two wheeler due to theft.

Calamities

Natural calamities leave a lasting impact,we cover you if your two wheeler gets damaged due to earthquake,landslide,floods,Tsunami etc.

Third Party Liability

In the event of an accident we cover legal liability for injury, death and/or property damage caused to a third party.

Personal Accident Cover

We consider customers as our top priority and hence offers a compulsory personal accident cover for 15 lakhs.

Items Excluded!

Depreciation

We do not cover depreciation in the value of the two wheeler.

Electrical & Mechanical Breakdown

Any electrical or mechanical breakdowns remain uncovered under our two wheeler insurance policy.

Illegal Driving

Your two wheeler insurance goes out of action if you do not possess a valid driving license. Driving under the influence of drugs/alcohol remains out of two-wheeler insurance coverage scope.

Liability Only Insurance

Items Included!

Personal Accident Cover

We consider customers as our top priority and hence offers a compulsory personal accident cover for 15 lakhs.

Third Party Liability Person

Did your vehicle cause injuries to another person? Worry not! Your third-party insurance coverage offer coverage to all your liabilities related to medical needs of a third party.

Third Party Property Damage

Did you accidentally collide with another person’s vehicle or property? If yes, do not worry as we cover upto Rs. 7.5 lacs towards third party property damages.

Items Excluded!

Contractual Liabilities

We offer an all round cover for your two wheeler, however contractual liabilities remain out of coverage for this policy.

War & Nuclear Risks

War can be disastrous and leave a lasting impact,however any damage caused to third party person or property because of war & nuclear risks remains uncovered.

Limitations as to use

We highly regret for not covering any claims if your two wheeler has been involved in speed testing, organized racing etc.

Fifteen minutes could save you fifteen percent or more on bike insurance!

Click Here To Know More About Two Wheeler Insurance

Q1.  What is Motor Insurance?

Vehicle insurance or Motor insurance or auto insurance is an insurance mainly purchased for two wheelers as well for four-wheelers or you can say any vehicle on the roads. The primary objective of this vehicle insurance is to provide a protection to you and your vehicle against
any physical damage resulting from accidents.

Q2.  Importance of Two-wheeler Insurance.

As per the Indian Motor Vehicle Act, 1988, it is mandatory for any two-wheeler plying on the Indian roads to have a valid insurance plan. Two-wheeler insurance plans not only provide coverage against third-party liability but also offer comprehensive coverage to the owner/driver of the two-wheeler. These plans cover Death or Disability of owner/driver and the cost of repair incurred due to damages occurred to own vehicle.

Q3.  Benefits of Two-wheeler Insurance.

There are umpteen benefits of two-wheeler insurance plans. Here, we are listing just 5 of the top benefits of two-wheeler insurance plans for policy holders.

Check them out:

Personal Accident Cover :-
One of the major benefits of buying bike insurance is that you get personal accident cover of up to Rs. 1 Lakh for the individual driver and/or owner of the bike.

Cover against Third-Party Legal Liability :-
Buying two-wheeler insurance helps you get comprehensive coverage against third-party legal liability that may arise in the event of damages caused by the insured bike.

Protection against Natural Calamities :-
Buying two-wheeler insurance helps you ensure maximum protection against natural calamities and unforeseen situations such as Explosion, Fire, Earthquake, Typhoon, Theft, Burglary, Riot, etc.

Add-on Coverage :-
All popular two-wheeler insurance plans provide add-on coverage in order to provide policy holders with additional benefits and perks like zero depreciation etc.

Online Services :-
Almost all two-wheeler insurance plans can be easily renewed or purchased online- even when the previous insurance has expired, the customers can renew online without inspection and documentation for most of the insurers on Policy Master.

Q4.  Types of Two-Wheeler Insurance?

Basically, two-wheeler insurance plans are categorized into two types and each of these two types offer different set of benefits and perks to the policy holders.

Q5.  What is Third-Party Insurance?

Also called limited liability insurance, this plan covers the insured and the owner/ driver of the two-wheeler against third party liabilities arising out of an accident, which causes damage or loss to the third party or its property as well as Death/Disability of the Owner Driver arising out of the Accident.

Q6.  What is Comprehensive Two-Wheeler Insurance?

Also called package policies, this two-wheeler insurance offers comprehensive coverage to the insured two-wheeler vehicle. Apart from coverage for third party liability, this plan also covers Disability or the death of the owner/ driver and damage occurred to insured two-wheeler due to an accident.

Q7. Key Factors to Consider before Buying Two-Wheeler insurance Plans?

The sheer multiplicity of two-wheeler insurance service providers and plans in the market can baffle even the most seasoned of investors. Therefore, it makes sense to consider a few vital factors when investing on two-wheeler insurance plans.

Here are 3 such factors that one must carefully consider before buying two-wheeler insurance plans in India:

Coverage:-
This is one of the major factors you should consider when buying two-wheeler insurance plans. Buying two-wheeler insurance plans helps you get personal accident cover of up to Rs. 1 Lakh. It also provides you comprehensive coverage against third party legal liability.

Online Services:-
Be vigilant of buying a two-wheeler insurance plan from an insurer that provides online services. This will help you renew your existing insurance plan easily and without any hassles from anywhere, anytime.

Premium:-
Premium is another key factor that you must consider when buying two-wheeler insurance plan. It is fairly easier to get premium quotes online. You can easily calculate the premium amount using premium calculator tools online.

Q8.  Could I cancel my two wheeler insurance policy before it expires?

Yes, you can cancel your current two-wheeler insurance policy. You would have to submit documents that confirm that the two-wheeler has been insured by another company and the registration certificate has been revoked by the RTO. The insurance company would then refund the amount after deducting premium for the period for which the cover was provided.

Q9.  Is it compulsory to get the two-wheeler inspected before the purchase of two-wheeler insurance?

The inspection of the two-wheeler is needed in case comprehensive two-wheeler insurance plan is taken offline. On online purchase of the policy, inspection is not mandatory.

Q11.  How to change your two-wheeler insurance company?

You will have to cancel the old policy and buy a new one. Till the time you receive a new two-wheeler insurance policy, your two-wheeler would remain uninsured.

Q12.  How do I check for garages which offer a cashless facility?

You can check for the list of garages offering a cashless facility by looking at the insurance company’s website.